Market InsightsPodcast Clips #15 min readJuly 8, 2026

No One's Giving Them The Opportunity

Judd Hoffman
Judd Hoffman

CEO, Ethica AI

I believe that my constituents, which is the real estate agent, deserves the same belief that I do, and no one's giving them the opportunity. I believe AI is something so helpful because I've seen it in my life. Now I don't use Google. I use chat. I get into my Tesla and it drives me places, and I can do work like it's actually done things for me. But I have a belief that others are not giving this subset of people the same belief and opportunity.

That's a piece of a conversation I had as a guest on the You're Gonna Die A Renter podcast with Brandon and Bill, and I want to expand on it, because the belief gap I named on that show is the single most important thing happening in real estate technology right now.

What I mean by belief

Start with what I mean by belief, because I chose the word deliberately. I believe in AI the way you believe in something you've experienced, not something you've read about. I stopped using Google because asking a question and getting an answer is better than getting a list of links. I get into my car and it drives me. I hand work to AI and the work comes back done. None of that is theoretical for me. It's Tuesday. And once you've lived that, you stop asking whether AI is real and start asking who else should have it.

Which brings me to my constituents. The real estate agent.

Agents get the leftovers

Here's the pattern I've watched for years from inside this industry. Every wave of technology arrives everywhere else first, and real estate agents get the leftovers. The tools built for them are the afterthoughts, the ports, the shrunken versions of something designed for a different job. And the reasoning, when anyone says it out loud, is always the same tired line. Agents don't want technology. Agents can't learn it. Agents won't adopt it.

That line is the belief gap, and I want to be blunt about it. It's not an observation about agents. It's an excuse for underinvestment. Nobody who says it has watched an agent run a full-service business off a phone in a car. Agents run marketing, prospecting, negotiation, client psychology, and a legal paperwork operation simultaneously, alone, every day. That is one of the most demanding small-business jobs in the country. The idea that these people can't handle good technology is absurd. They've never been handed technology that was actually built for them.

And the proof sits in everyone's pocket. Agents already use AI in their personal lives, the same way I do. They ask chat instead of searching. They talk to their cars. They live in the future everywhere except at work, because at work, the industry decided decades ago that agents weren't worth the belief, and the tools have reflected that decision ever since.

It's a belief gap, not an ability gap

So the gap is not an ability gap. It's a belief gap. The people building and funding technology believe in AI for themselves, for lawyers, for bankers, for developers. They stop believing right at the edge of the real estate agent, and that's exactly where I'm making the opposite bet.

What changes when you flip the belief

Because here's what happens when you flip the belief. You build differently. You don't bolt a chatbot onto old software and call it innovation. You start from the agent's actual day, the car, the phone, the moment a client says go, and you build for that. You assume the agent is smart, busy, and worth first-class tools, and everything downstream of that assumption comes out different.

The agents aren't the ones who need to change first. The belief is. Give this subset of people the same belief and the same opportunity everyone else already got, and watch what they do with it.

The full conversation with Brandon and Bill goes deeper on all of this. Watch it here.

*Judd Hoffman is CEO and Co-Founder of Ethica AI, building AI-powered tools for real estate transaction workflows.*

Quick Takes

Why don't real estate agents have better AI tools?

The gap is a belief gap, not an ability gap. Technology builders and investors have historically assumed agents don't want technology, can't learn it, or won't adopt it, and underinvested accordingly. Agents run demanding full-service businesses and already use AI daily in their personal lives. They've simply never been handed tools built specifically for how they actually work.

Do real estate agents already use AI?

Yes, extensively in their personal lives. Agents ask AI chat tools questions instead of searching, use AI-assisted driving, and rely on AI features throughout their phones. The disconnect is at work, where the tools available to them were not built with the same belief or investment as tools in other industries.

What is the "belief gap" in real estate technology?

The belief gap is the difference between how much technology builders believe in AI for themselves and how little they believe in it for real estate agents. That gap shows up as underinvestment: tools built as afterthoughts or ports of software designed for other jobs, rather than tools built from the agent's actual day forward.

What would better AI tools for agents look like?

Tools built from the agent's real workflow: the car, the phone, the moment a client is ready to act. Building with the assumption that agents are smart, busy, and worth first-class technology produces fundamentally different tools than bolting a chatbot onto legacy software.

Who is Judd Hoffman?

Judd Hoffman is CEO and Co-Founder of Ethica AI, a company building AI-powered voice tools for real estate transaction workflows, backed by the California Association of REALTORS. He has nearly three decades of operating experience, including more than 15 years across real estate title, transactions, and technology.

What is Ethica AI?

Ethica AI is a real estate technology company building VoicePilot, an AI-powered tool that allows real estate agents to complete transaction forms by speaking naturally instead of filling out PDFs manually. VoicePilot is backed by the California Association of REALTORS as a free member benefit for more than 190,000 members.

Full Transcript

I believe that my constituents, which is the real estate agent, deserves the same belief that I do, and no one's giving them the opportunity. So it's very different what you said. I believe an AI is something so helpful because I've seen it in my life. Now I don't use Google. I use chat, right? I get into my Tesla and it drives me places, and I can do work like it's actually done things for me. But I have a belief that others are not giving this subset of people the same belief and opportunity.

Judd Hoffman

Podcast Clips

A video series from Ethica AI CEO Judd Hoffman. New episodes drop on LinkedIn.